Malachi group contractors understands that your home is likely the largest financial and personal investment you’ll ever make, so we always go the extra mile to ensure that our installation crews and claims specialists treat your home with the same care and consideration they would treat their own. No matter what your needs, Malachi contractors offers high quality service! Call us to find out how! What we do If you are visiting our website most likely you have a roof that has been damaged by recent storms, is in poor shape, leaks or needs to be replaced. Well, we can help. The fact is- your insurance company will probably pay for your complete roof replacement. Many people may not realize that recent storm activity has caused damage to their property.,That’s where we come in
We are a construction company that specializes in property damaged insurance claims. We have helped property owners with insurance related claims. We have our claims specialists to battle the insurance companies for you. So, if we are unsuccessful at getting your claim approved you owe nothing for our service. You Have Nothing To Lose! Please explore our website and get to know us a little better. Our services are very unique and extremely specialized.
We are here to help you, the property owner. WHY AN ESTIMATE CAN HURT YOU
When shopping around for a home improvement project such as bathroom remodeling, the first step is usually to get estimates. This is to ensure you are getting the most for your money. However, the situation is different with an insurance claim, and we hope the following information will explain why getting estimates for an insurance replacement may not always be in your best interest, and how it could actually cost you money.
The only person who does an “estimate” that really counts on an insurance claim is one produced by the insurance adjuster using the insurance company’s standard software called Xactimate. The program will determine the competitive market price for the work in each state. It is our job as your contractor to make sure all the damage is documented, and a fair price is paid to complete all the needed work, and if necessary to point out damage the adjuster has missed. We currently process all of our estimates using Xactimate estimating software.
So, if your insurance estimate is for 10,000 dollars, and you do not use a contractor that uses the whole 10,000 dollars, they will only send you what the contractor uses, and is noted on the contract. In other words if you get Cousin Joe’s roofing company to do the job for the 7,000 dollars, THEY WILL ONLY PAY YOU $7,000.00!! The insurance company keeps the rest of the money!
So then to be clear, if you did take your time to meet with multiple contractors, and explain everything 3 or more times, have 3 inspections, ultimately the only estimate that matters is the insurance adjuster’s. That's why it's critical for us to be present when they make their estimate! The insurance adjusters set the price they are willing to pay, and other than any real mistakes he may have made, or items he missed, that is what they are willing to pay, unless you can help them find them someone cheaper to do it!
Generally if someone is considerably cheaper on their estimate, they are either fly by night, uninsured, part time handymen with no warranty, or they didn’t know what they were doing with their estimate, and got in over their head. So what do they do? Unfortunately the answer is they usually “cut corners” and again, you, by saving the insurance company money, hurt your own investment.
So as you can see, there is no need for you to get estimates, only to find a qualified contractor who is licensed, insured, has references, and carries a comprehensive warranty. But most importantly, you need to find a construction, or roofing company who is qualified, and experienced in handling insurance claims and dealing with insurance adjusters. Why? Because no matter how good they are at doing the roofing, and siding work, that doesn’t really matter if they are unable to get everything you deserve to have replaced documented, and paid for. I hope this was informative, and we look forward to handling YOUR claim from start to finish saving you time, money and headaches!